by Micah | Jan 8, 2025 | Blog, Insurance, Tips |
Why Does My Business Need Professional Liability Insurance? As a business owner, you work hard to deliver quality services and maintain your professional reputation. But even with the best intentions and practices, mistakes can happen. That’s where professional...
by Micah | Aug 30, 2024 | Blog, Home Insurance, Home Safety, Insurance, Tips, Uncategorized |
In recent years, many policyholders have noticed a consistent trend: property and casualty (P&C) insurance rates are on the rise. While this trend can feel frustrating, understanding the underlying reasons helps shed light on the dynamics of the insurance industry...
by Micah | Apr 16, 2024 | Auto Insurance, Blog, Home Insurance, Tips |
While reinsurance operates in the background, it has a direct impact on your insurance experience. Here’s how: 1. Premiums Reinsurance costs are one of the factors that influence your premium. If reinsurers face higher costs—perhaps due to an increase in catastrophic...
by Micah | Feb 8, 2024 | Blog, Home Insurance, Home Safety, Tips |
When you think about hurricanes, places like Florida, Louisiana, or the Carolinas likely come to mind. The Upper Midwest, with its endless stretches of farmland, vibrant cities, and cold winters, seems worlds apart from tropical storms. But what if I told you that...
by Jesse | Mar 14, 2022 | Blog, Tips, Uncategorized |
Women’s History Month began as Women’s History Week in Santa Rosa, CA in 1978. Eventually, in 1987, Congress passed legislation to officially recognize March as Women’s History Month. It’s a month dedicated to recognizing and celebrating the contributions of women to...
by Jen Olson | Feb 28, 2022 | Black History Month |
After spending his early years in Cincinnati, Frederick McKinley “Casey” Jones moved to Hallock, Minnesota, at the age of 19. He served with the Army in World War I as a mechanic/electrician in an all-black unit. After his service, he moved back to...
by Jen Olson | Feb 25, 2022 | Black History Month |
Sister Rosetta Tharpe pushed Rock into the mainstream and was a pioneer in the rise of pop-Gospel. Chuck Berry, who is widely considered the inventor of Rock & Roll, once said that his entire career was “one long Sister Rosetta Tharpe impersonation.” She also...
by Jen Olson | Feb 22, 2022 | Black History Month |
Dr. Charles Drew was arguably one of the most influential scientists of the 20th century. His crowning achievement was organizing America’s first large-scale blood bank. He was also the first African American surgeon selected as an examiner on the American Board of...
by Jen Olson | Feb 24, 2021 | Blog, Insurance, Tips |
Insurance Tips for Millennials You keep your car filled up with gas so you don’t get stranded on the side of the road. You keep your phone charged so your loved ones can reach you. What kind of safety measures do you have in place for more extreme scenarios? What if...
by Jen Olson | Feb 24, 2021 | Blog, Home Insurance, Home Safety, Uncategorized |
3 Important Things to Know About Fire Extinguishers Whether your home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you...
by Jen Olson | Feb 24, 2021 | Auto Insurance, Blog, Car Care, Driver Safety |
Motor vehicle corrosion is a billion-dollar problem in the United States, according to the Federal Highway Administration. And, no wonder. Road salt, tree sap, mud, pollution and even dead bugs and bird poop all contribute to a year-round assault on your vehicle in...
by Jen Olson | Feb 24, 2021 | Blog, Cruise, Travel Insurance |
In any given year, more than 20 million passengers across the globe set sail on a cruise, according to the Cruise Lines International Association. If you plan to join them this year, here are four common-sense tips to help ensure your journey is a happy one: Don’t...
by Jen Olson | Feb 24, 2021 | Auto Insurance, Driver Safety, Tips |
In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have...
by Jen Olson | Feb 24, 2021 | Home Insurance, Home Safety, Tips |
Good manners when you’re behind the wheel in Minnesota or Wisconsin – not everyone has them. But, that doesn’t mean you have to get caught up in the rush and the fury. Instead, use these tips to help keep road rage incidents out of our local headlines and, most of...
by Jen Olson | Feb 24, 2021 | Home Insurance |
Leaving your lights on — is it really a good way to keep burglars away from your Minnesota or Wisconsin home, or can it actually attract them? Or, is it just a “good” way to increase your electricity bill? As with so many questions in life, there isn’t one “right”...
by Jen Olson | Feb 24, 2021 | Home Insurance |
Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make...
by Jen Olson | Feb 24, 2021 | Home Insurance, Tips |
Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, and the TV. But what about that holiday china in the garage? Or every...
by Jen Olson | Jan 31, 2021 | Home Insurance, Tips |
Update Your Home Without Emptying Your Wallet Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Minnesota and Wisconsin? But, they can! Check out these low-cost home update ideas. To spruce up your home on a...
Why Does My Business Need Professional Liability Insurance?January 8, 2025
Why Are Property Casualty Insurance Rates Going Up?August 30, 2024
What Does a Hurricane Have to Do With the Cost of Insurance in the Upper Midwest?February 8, 2024
Women’s History MonthMarch 14, 2022