Welcome to Minnesota Lakes Insurance

Your Minnesota and Wisconsin Independent Agency

Minnesota Lakes Insurance

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Minnesota Lakes Insurance is a family-owned insurance agency providing excellence in service and coverage to Minnesota and Wisconsin residents for over 20 years. We specialize in providing superior client service through choice in coverage, personal integrity and an experience-based understanding of how to meet the needs of our diverse client population.


We offer a full spectrum of insurance products and services, including home, auto, condominium, renters, umbrella, motorcycle, boat, ATV, RV and life insurance.


We cover your home inside and out – including valuables.


Whether you drive a Chevy or a Lexus, we’ve got you covered.


With everything from ATV to Personal Umbrella Insurance, Minnesota Lakes insurance is your personalized, one-stop-shop for all your insurance needs.





Why Choose Us

Not all insurance is the same. Choosing the right agency can make a big difference – in price, service and value.

Customer Choice

We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change. When your current policy no longer fits your needs, we will help you find a better fit with one of our companies.


We are licensed professionals with strong community ties. We’re committed to doing business face-to-face with residents in our service area, and are pleased to be your insurance advocate.


We are value-hunters who seek to find you the best combination of price, coverage and service. We offer one-stop shopping for a full range of products, including: home, condominium, renters, auto, umbrella, boat, motorcycle, business, life insurance and more.


We are real people just like you and will treat you like a person, not a number. We are your advocates and will work with you as you determine your needs.

Carolyn Halbur
Carolyn Halbur
I'm so impressed by Micha's honesty and integrity! His focus is 100% on his customer and getting them the best product(s). Highly recommend Minnesota Lakes Insurance, and Micah!
Cindy Harrison
Cindy Harrison
Micah is very knowledgeable, honest and just a fantastic person. I would recommend him everyday. He is very professional and takes cares of his customers, always having their best interest at heart.
Mike Morley
Mike Morley
Micah was recommended by a family member recently. I contacted him about reviewing our policies we had at the time. Micah was incredibly thoughtful about what needs were not being met and thorough about what to do to address those needs. Micah was also very friendly with all interaction’s and was so timely in getting information. Minnesota Lakes Insurance made the process of switching and upgrading policies as painless and pleasant as I think possible! Well done! Recommend to anyone wanting a trusted agent.
Brenda Dabelstein
Brenda Dabelstein
Finally someone that will slow down, review current coverage, discuss gaps, explain what things mean, find savings and give honest advice. Micah knows insurance inside and out and will shop for the best coverage for your situation!
Lisa Nistler
Lisa Nistler
Micah has been wonderful to work with. He is very professional and provides honesty feedback at all times. He reviewed my policies and was able to provide much better coverage for around the same rates. I've recommended him to family and friends and I think that speaks volumes! Thank you Micah!
Melissa Arbuckle
Melissa Arbuckle
We have been customers of MN Lakes Insurance for over a decade. Paul was our agent when we started and now Micah has taken over. We recommend them to all our family and friends. Not only do we consistently get the best rates, but the service is top of the line. Micah takes time to explain our different options and how choosing them will impact our bottom line. He makes recommendations based on his knowledge and experience. Micah is always willing to help us through complicated insurance questions and truly feels like a member of the family.
Cory Nielsen
Cory Nielsen
Working with Micah has been great! He is very responsive and always takes time to explain pros and cons of coverage while meeting our needs and budget. Thanks Micah!
Nicole Mansur
Nicole Mansur
Our experience with Minnesota Lakes and Micah was extremely pleasant and satisfying. Communications were clear and timely. Overall pressure free and informative process.
Liz Eagar
Liz Eagar
My interactions with this company have revealed a high degree of professionalism, integrity, and an authentic desire to offer a great service to people in need of insurance. Micah is approachable and easy to work with, and they really seem to care about the local community. Definitely recommend checking them out.
Katie Sterle
Katie Sterle
Micah is very good at what he does. Buying a house is a huge stress but he made his part of the process go smoothly and made it easy to put my trust in him. He came recommended by others I was working with as well. Thanks Micah!

Get an Insurance Quote

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Micah Olsen

Micah Olson


Product Quicklinks

Renters Insurance

Condominium Insurance

Personal Umbrella Insurance

Boat & Watercraft Insurance

Motorsports Insurance

RV & Motorhome Insurance

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Business Insurance

Home Insurance

What Clients Say

We’ve been delivering customer satisfaction for over 20 years.

Micah has been providing me with top tier insurance services for my business and personal for the past decade. His level of insurance knowledge, quick response, honesty, and economic business mindset has greatly aided my business. I highly recommend his agency for all things insurance. Thank you, Micah!

Sean Forest

Lake, MN 

We’ve used Minnesota Lakes Insurance for years, and the service and follow through are fantastic. They offer coverage through multiple companies, unlike an agency that represents only one brand. We appreciate their ability to accommodate our changing needs over the years, and look forward to many more!

Tim and Cori

Ramsey, MN

Companies We Work With

Excited to Work With Us? Request a Quote Today!