Welcome to Minnesota Lakes Insurance

Your Minnesota and Wisconsin
Independent Agency

Why Choose Us

Minnesota Lakes Insurance is a family-owned insurance agency providing excellence in service and coverage to Minnesota and Wisconsin residents for over 20 years. We specialize in providing superior client service through choice in coverage, personal integrity and an experience-based understanding of how to meet the needs of our diverse client population.

Not all insurance is the same.

Choosing the right agency can make a big difference – in price, service and value.

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Customer Choice

We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change. When your current policy no longer fits your needs, we will help you find a better fit with one of our companies.

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Local

We are licensed professionals with strong community ties. We’re committed to doing business face-to-face with residents in our service area, and are pleased to be your insurance advocate.

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Value

We are value-hunters who seek to find you the best combination of price, coverage and service. We offer one-stop shopping for a full range of products, including: home, condominium, renters, auto, umbrella, boat, motorcycle, business, life insurance and more.

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Personal

We are real people just like you and will treat you like a person, not a number. We are your advocates and will work with you as you determine your needs.

We offer a full spectrum of insurance products and services, including home, auto,
condominium, renters, umbrella, motorcycle, boat, ATV, RV and life insurance.

HOME

Protect your home inside and out
– including valuables.

learn MORE

AUTO

Choose your vehicle, we’ll help you
choose your coverage.

learn MORE

other

Explore other ways we’ve got you covered.

learn MORE

Get an Insurance Quote

Send us your name and contact info and we’ll get back to you as soon as possible.

Product Quicklinks

Renters Insurance

Condominium Insurance

Personal Umbrella Insurance

Boat & Watercraft Insurance

Motorsports Insurance

RV & Motorhome Insurance

Low angle shot of team of young creative people wearing casual clothes collaborating at meeting in modern office standing round small table and looking at supplies laid out on it, brainstorming ideas

Business Insurance

Home Insurance

Latest Posts

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How Does Reinsurance Affect Your Home and Auto Insurance?

« Older Entries

Companies We Work With

What Clients Say

We’ve been delivering customer satisfaction for over 20 years.

Micah has been providing me with top tier insurance services for my business and personal for the past decade. His level of insurance knowledge, quick response, honesty, and economic business mindset has greatly aided my business. I highly recommend his agency for all things insurance. Thank you, Micah!

Sean Forest

Lake, MN

We’ve used Minnesota Lakes Insurance for years, and the service and follow through are fantastic. They offer coverage through multiple companies, unlike an agency that represents only one brand. We appreciate their ability to accommodate our changing needs over the years, and look forward to many more!

Tim and Cori

Ramsey, MN

      EXCELLENT  
   Based on 16 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Carolyn Halbur 
 
 
 
  I'm so impressed by Micha's honesty and integrity!  His focus is 100% on his customer and getting them the best product(s).  Highly recommend Minnesota Lakes Insurance, and Micah!
  
 
      Posted on Google  
   
   Cindy Harrison 
 
 
 
  Micah is very knowledgeable, honest and just a fantastic person.
I would recommend him everyday.  He is very professional and takes cares of his customers, always having their best interest at heart.
  
 
      Posted on Google  
   
   Mike Morley 
 
 
 
  Micah was recommended by a family member recently.  I contacted him about reviewing our policies we had at the time.  Micah was incredibly thoughtful about what needs were not being met and thorough about what to do to address those needs.  Micah was also very friendly with all interaction’s and was so timely in getting information.  Minnesota Lakes Insurance made the process of switching and upgrading policies as painless and pleasant as I think possible!  Well done!  Recommend to anyone wanting a trusted agent.
  
 
      Posted on Google  
   
   Brenda Dabelstein 
 
 
 
  Finally someone that will slow down, review current coverage, discuss gaps, explain what things mean, find savings and give honest advice.  Micah knows insurance inside and out and will shop for the best coverage for your situation!
  
 
      Posted on Google  
   
   Lisa Nistler 
 
 
 
  Micah has been wonderful to work with. He is very professional and provides honesty feedback at all times.  He reviewed my policies and was able to provide much better coverage for around the same rates.  I've recommended him to family and friends and I think that speaks volumes!  Thank you Micah!
  
 
      Posted on Google  
   
   Melissa Arbuckle 
 
 
 
  We have been customers of MN Lakes Insurance for over a decade.  Paul was our agent when we started and now Micah has taken over.  We recommend them to all our family and friends.  Not only do we consistently get the best rates, but the service is top of the line.  Micah takes time to explain our different options and how choosing them will impact our bottom line.  He makes recommendations based on his knowledge and experience.  Micah is always willing to help us through complicated insurance questions and truly feels like a member of the family.
  
 
      Posted on Google  
   
   Cory Nielsen 
 
 
 
  Working with Micah has been great! He is very responsive and always takes time to explain pros and cons of coverage while meeting our needs and budget. Thanks Micah!
  
 
      Posted on Google  
   
   Nicole Mansur 
 
 
 
  Our experience with Minnesota Lakes and Micah was extremely pleasant and satisfying. Communications were clear and timely. Overall pressure free and informative process.
  
 
      Posted on Google  
   
   Liz Eagar 
 
 
 
  My interactions with this company have revealed a high degree of professionalism, integrity, and an authentic desire to offer a great service to people in need of insurance. Micah is approachable and easy to work with, and they really seem to care about the local community. Definitely recommend checking them out.
  
 
      Posted on Google  
   
   Katie Sterle 
 
 
 
  Micah is very good at what he does. Buying a house is a huge stress but he made his part of the process go smoothly and made it easy to put my trust in him.  He came recommended by others I was working with as well.  Thanks Micah!